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Questions and Answers about the Business Defender Plan
  • What is a prepaid service plan?
  • Who is providing this plan?
  • How often can I use these services?
  • Will the plan cover me if I have to go to court?
  • Will there be any extra attorney fees charged to me when I use the plan?
  • Who will my Attorney be?
  • Will I be able to use my own Attorney, if I wish?
  • If I am dissatisfied with the legal services I am receiving, what can I do?
  • Is the information that I give my attorney disclosed to anyone?
  • How do I join the Plan?
  • When I need services of my Plan Attorney, what do I do?

  • What is a prepaid service plan?  back to top
    It's a group plan in which legal services are made available to the Business, employee or authorized representative who enroll for coverage and pay a monthly or periodic fee.

    Who is providing this plan?  back to top
    U.S. Legal Services, Incorporated ("U.S. Legal Services"), a Florida Corporation and is the oldest and most reliable offering this kind of coverage.

    How often can I use these services?  back to top
    Usually, as often as necessary.

    Will the plan cover me if I have to go to court?  back to top
    Yes, this Plan offers you representation in court for defense of most criminal and civil matters as defined in the policy; however, if a trial is involved, you will be required to bear the court cost, etc., but not attorney fees.

    Will there be any attorney fees charged extra to me when I use the services under the plan?  back to top
    No. However, if you appear in court, you will have to pay any court costs, filing fees or any fines imposed by the court. If information must be published, you will pay the publication costs charged by the newspaper. If there are any other costs items you will have to pay those also. Costs are not services that the attorney provides; therefore, they are not covered by the monthly premium.

    Who will my Attorney be?  back to top
    U.S. Legal Services has selected a number of law firms or attorneys to handle all the legal affairs of Plan Members who participate in this plan. Naturally, all such matters are confidential between you and your attorney and neither your employer nor another employee will have access to information you give your attorney. The name of your Plan Attorney is found on your Identification Card.

    Will I be able to use my own Attorney, if I wish?  back to top
    Of course, but it would be at your own expense.

    If I am dissatisfied with the legal services I am receiving, what can I do?  back to top
    If you have a problem or complaint concerning the legal services provided by the Plan or Recommended Attorney, you may request a conference with that attorney and a third person chosen by U.S. Legal Services to discuss the situation.

    Is the information that I give my attorney disclosed to anyone?  back to top
    No. All information and records you give your Plan Attorney as a client will be kept confidential.

    How do I join the Plan?  back to top
    You simply fill out a Participant Enrollment Form and select a payment method.

    When I need services of my Plan Attorney, what do I do?   back to top
    Your Plan Attorney's name and telephone number are found on your Identification Card. When you need an attorney, simply call the telephone number shown. You do not have to file a claim through U.S. Legal Services. The law firm you call will already know that you are insured and you simply make an appointment to see the attorney privately and at your convenience. Remember... the attorney is there to represent you!

    The FAQ above are are for information purpose only. Any conflict between the FAQ and the terms of the Policy will be governed by the terms of the Policy.